a strategy of "I will be OK as long as nothing bad happens to me," is not going to work. It may already have obviously failed, but if it hasn't, don't trust it.
A real strategy must face that bad things happen that we cannot always prevent. We should try to prevent bad things where we can, but we cannot prevent them all. How to recover when bad things happen? Seek a relationship with God. God instructs and guides how to live so that bad things happen less often, but he also offers wisdom and grace to recover and keep going when bad things do happen.